Critical financial skills taught by professionals

• Retirement plan tax benefits — 401(k), 403(b), 457(b), 401(a), IRA, Roth IRA, and Roth 401(k)
• Money management and cash flow
• Budgeting to manage spending
• Managing credit and debt
• How to invest and allocate investments for short-, intermediate-, and long-term goals
• Child education
• Estate and elder care planning
• Tax planning strategies
• Social security and Medicare
• Stealth taxes
• Retirement account withdrawals
• Safe retirement spending rate
• Ways to bequeath assets efficiently to heirs

View Business/Local Government/Schools/Tax-Exempt eLearning

Be Money Smart Take Charge Now

• 225 — for all workers

Tax-Smart Retirement Saving and Financial Planning

• 203 — Early-Career
• 202 — Mid-Career
• 201 — Late-Career

Ready to Retire? Tax-Smart Investment and Cash Flow Planning

• 240 — for employees retiring in less than one year

Retired? Tax-Smart Investment and Cash Flow Planning

• 250 — for retired non-federal workers and federal retirees without a TSP

Customized for these employer-sponsored retirement plans

• 401(k) plans for small to large for-profit organizations.
• Individual 401(k) plans for sole proprietors or partners with no common-law employees (employees other than an owner, business partner, or shareholder of a corporation and their respective spouses.)
• Simplified Employee Pension (SEP) IRAs for any business
• SIMPLE IRAs for businesses with 100 or fewer employees
• 401(k) plans for small to large for-profit and non-profit organizations.
• 403(b) plans for health care, academic, and tax-exempt organizations (e.g., hospitals, nursing homes, charitable institutions, school systems, colleges/universities.)
• 457(b) plans for state and local government entities and agencies, including public schools, and some tax-exempt organizations.
• 401(a) retirement plans for government agencies, educational institutions, and nonprofit organizations.

Reviews

Adopt it and use it for employees. It’s a 24/7 way to educate employees on retirement and financial planning

The calculator that builds as the user progresses through the course is EXCELLENT.

Great course; great reference material. Appreciated the opportunity to have access to the information and work through my own specific situation on my own timelines (as opposed to getting all the info at once in a classroom setting and no time to work through my own situation).