Retired? Tax-Smart Investment and Cash Flow Planning

Create a tax smart retirement cash flow strategy

  • Learn ways to have more after-tax money to spend.
  • Learn how to avoid stealth taxes.
  • Learn ways to transfer assets efficiently to heirs.
  • Evaluate retirement income and determine income needed from savings.
  • Plan a tax-smart withdrawal strategy from employer-sponsored retirement savings plans and other investments:
    Federal: Thrift Savings Plan (TSP) and IRAs
    Non-Federal: 403(b)s, 457(b)s, 401(a)s, 401(k)s, and IRAs
  • Determine a safe spending rate.
  • Determine if Roth conversions would benefit you.
  • Learn how to invest for inflation-adjusted lifetime income.
  • Learn about the potential risks and returns of cash, bonds, stocks, and international investments.
  • Learn how to invest for short-, intermediate-, and long-term goals.
  • Make your financial/retirement plan with a step-by-step guide by Debbie Mason, a CERTIFIED FINANCIAL PLANNER™ professional.

The courses are self-paced. Completion time will depend on previous knowledge and time spent viewing in-depth resources and writing a personal financial plan.

Customized for
U.S. Federal Government and Military with a Thrift Savings Plan (TSP)
Large/Small Businesses, Sole Proprietors, Local Government, Schools, Tax-Exempt Organizations with 401(k)s, Simplified Employee Pension (SEP) IRAs, SIMPLE IRAs, 403(b), 457(b), and 401(a) plans.
I think this course has a lot of value since I am sure there are a lot of retired people that may need a model of what to do now with funds to make them last.
Good Coverage on "stealth taxes".
Your course has gotten us thinking about the estate planning we need to update.
Very good information. Many people don't realize how much difference it can make if you use tax-friendly accounts instead of taxable accounts.

More Courses

Be Money Smart

Grow Savings

Sustainable — Always current
for tax laws, returns, plan rules

Self-paced elearning anytime, anywhere
— no need for seminars

Interested in a mobile training solution? Contact Us

Flexible Online Delivery

  • Internet-based
  • SCORM and 508 compliant
  • Deliver on any Learning Management System (LMS)


  • Purchase card or order
  • Through prime contractor partnerships
  • Contact us to get started

Company Info

Woman-owned small business (WOSB)
Duns #145199332 — CAGE #3ZQX7
NAICS codes:  611420, 511210, 541511, 541612, 611430, 611710, 518210