Tax-Smart Retirement and Financial Planning

For Large/Small Business, Sole Proprietors, Government, Schools, Tax-Exempt Organizations

Early-, Mid-, and Late-Career Courses

  • Make your financial/retirement plan with a step-by-step guide by Debbie Mason, a CERTIFIED FINANCIAL PLANNER™ professional.
  • Identify goals and savings needed.
  • Compare tax-saving account benefits — 401(k)s, 457(b)s, 403(b)s, IRAs, Roth IRAs.
  • Estimate income needs/savings growth.
  • Estimate retirement income.
  • Learn how to invest for short-, intermediate-, and long-term goals.
  • Plan for child education, long-term care, and estate transfers.
  • For Late-Career, plan tax-efficient income.
  • Early-Career
    For employees with more than 25 years to retirement — Get off to the right start . . . . Establish sound money management skills . . . Build an emergency fund . . . Invest early to put money and time to work . . . Time is on your side if you start now — small investments have time to grow . . . Start now to control your financial future.
  • Mid-Career
    For employees with 10-25 years to retirement — Don’t procrastinate — it will be hard to catch up . . . Expand priorities to meet changing family needs . . . Learn how to manage for short-term goals and invest with a long-term strategy . . . Maximize contributions to your retirement savings so they can grow before you need them.
  • Late-Career
    For employees with less than 10 years to retirement — Maximize contributions to your retirement savings before you retire . . . Eliminate remaining debt . . . Estimate retirement income needs . . . Learn how to invest for inflation-adjusted lifetime income . . . Evaluate withdrawal options and potential income from retirement savings.

The courses are self-paced. Completion time will depend on previous knowledge and time spent viewing in-depth resources and writing a personal financial plan.

Customized for Large and Small Businesses and Sole Proprietors
With these employer-sponsored retirement plans:
  • 401(k) plans for small to large for-profit organizations.
  • Individual 401(k) plans for sole proprietors or partners with no common-law employees (employees other than an owner, business partner, or shareholder of a corporation and their respective spouses.)
  • Simplified Employee Pension (SEP) IRAs for any business
  • SIMPLE IRAs for businesses with 100 or fewer employees
Customized for Local Government, Schools, Tax-Exempt
With these employer-sponsored retirement plans:
  • 401(k) plans for small to large for-profit and non-profit organizations.
  • 403(b) plans for health care, academic, and tax-exempt organizations (e.g., hospitals, nursing homes, charitable institutions, school systems, colleges/universities.)
  • 457(b) plans for state and local government entities and agencies, including public schools, and some tax-exempt organizations.
  • 401(a) retirement plans for state and local government entities and agencies, educational institutions, and nonprofit organizations.
I recommend everyone should take a course like this in the first 5 years of employment and then a refresher course at mid-career and again 5 years before retirement.
Great course; great reference material. Appreciated the opportunity to have access to the information and work through my own specific situation on my own timelines (as opposed to getting all the info at once in a classroom setting and no time to work through my own situation).
The calculator that builds as the user progresses through the course is EXCELLENT.
This is a very good planning tool for any employee at any stage of their career to assist with retirement planning.
Suggest course should be mandatory for all employees at 5, 15, 20, and 30 years of service. Wish I had done it years ago.

View Federal Government/Military Courses

More Courses

Be Money Smart

Plan Retirement

Sustainable — Always current
for tax laws, returns, plan rules

Self-paced elearning anytime, anywhere
— no need for seminars

Interested in a mobile training solution? Contact Us

Flexible Online Delivery

  • Internet-based
  • SCORM and 508 compliant
  • Deliver on any Learning Management System (LMS)


  • Purchase card or order
  • Through prime contractor partnerships
  • Contact us to get started

Company Info

Woman-owned small business (WOSB)
Duns #145199332 — CAGE #3ZQX7
NAICS codes:  611420, 511210, 541511, 541612, 611430, 611710, 518210