Thrift Savings Plan, Retirement, and Financial Planning Online Training for the Federal Workforce

Mid-Career ?

Now is the best time for a financial plan.

Save now to meet short- and long-term goals.

Which individual has the most money in 20 years?
  • Sue and Mary both invest $2,000 per year ($20,000) for 10 years.
  • Sue invests years 1 through 10; Mary invests years 11 through 20
  • Each invests January 1 into a tax-deferred account earning 6%.
line graph showing growth of Mary's and Sue's money invested

Sue started sooner and has more money.

Learn how to make your money work for you: